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Rishi Khosla & Joel Perlman

Khosla, 42, and Perlman, 43, set up their London-based bank to provide loans of between £500,000 and £30m to fast-growing businesses. The pair have been frugal with costs, and made pre-tax profits of £10.6m in its second year, with a loan book of £1.25bn.

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